Radar / EMI
STICPAY
Not yet re-assessed
Our verdict
High risk (earlier rating)
Our earlier listing rated this provider as high risk. A full re-check is pending.
What should I do?
- Do not send money, card details or ID documents.
- If you already paid: contact your bank or card issuer at once and ask for a chargeback.
- Report the provider to your financial regulator or the police.
Based on public sources at the date of review. Not a finding that the company acted unlawfully; the company can respond below.
About
Coopertoby Ltd d/b/a STICPAY is an FCA-registered EMD agent of CFS-ZIPP Limited, an e-money institution regulated by the UK FCA with the reference number 900027. It offers e-Wallet services for high-risk merchants in gaming and trading. The company was founded in 2018 by the American Junghyun Park, who is also the controlling person. The second company director is Junghwan Cho,…
The full check
🪪LicenceLicensing & registrationNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
👥Who owns itOwnership & controlNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
🏦Where your money goesBanking & payment chainNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
⚖️Regulator actionsRegulatory actionsNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
📰News & reputationAdverse media & OSINTNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
💬Customer experienceCustomer conductNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
How we rate: methodology.
Similar providers
Version history
- 2026-10-21 Insufficient data Listed, not yet assessed
Are you STICPAY?
You can respond to this profile at any time, free of charge: send a statement for publication or ask us to correct a fact. Please include sources. We review every request and record the outcome.