Radar / EMI
SENDS
Not yet re-assessed
Our verdict
High risk (earlier rating)
Our earlier listing rated this provider as high risk. A full re-check is pending.
What should I do?
- Do not send money, card details or ID documents.
- If you already paid: contact your bank or card issuer at once and ask for a chargeback.
- Report the provider to your financial regulator or the police.
Based on public sources at the date of review. Not a finding that the company acted unlawfully; the company can respond below.
About
Smartflow Payments Limited, operating under the brand SENDS, is a UK FCA-regulated Electronic Money Institution (EMI). Despite its regulated status, the entity is categorized as highly restricted due to its Ultimate Beneficial Owner (UBO), Alona Shevtsova, being officially sanctioned by Ukraine’s National Security and Defense Council (NSDC). Recent intelligence reveals a sophisticated corporate obfuscation strategy: the platform's intellectual property, domain,…
Read more
Smartflow Payments Limited, operating under the brand SENDS, is a UK FCA-regulated Electronic Money Institution (EMI). Despite its regulated status, the entity is categorized as highly restricted due to its Ultimate Beneficial Owner (UBO), Alona Shevtsova, being officially sanctioned by Ukraine’s National Security and Defense Council (NSDC). Recent intelligence reveals a sophisticated corporate obfuscation strategy: the platform's intellectual property, domain,…
The full check
🪪LicenceLicensing & registrationNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
👥Who owns itOwnership & controlNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
🏦Where your money goesBanking & payment chainNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
⚖️Regulator actionsRegulatory actionsNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
📰News & reputationAdverse media & OSINTNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
💬Customer experienceCustomer conductNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
How we rate: methodology.
Similar providers
Version history
- 2026-10-21 Insufficient data Listed, not yet assessed
Are you SENDS?
You can respond to this profile at any time, free of charge: send a statement for publication or ask us to correct a fact. Please include sources. We review every request and record the outcome.