Radar / EMI
OpenPayd
Not yet re-assessed
Our verdict
Be careful (earlier rating)
Our earlier listing flagged concerns. A full re-check is pending.
What should I do?
- Check the licence yourself in the official register of the country where it operates.
- Start small – never send more than you can afford to lose.
- Keep screenshots of all payments and conversations.
Based on public sources at the date of review. Not a finding that the company acted unlawfully; the company can respond below.
About
Key Data Trading Name: OpenPayd Legal Entity: OpenPayd Holdings Limited OpenPayd Financial Services Malta Limited Activities: Banking-as-a-Service platform Location: United Kingdom, Malta Regulations: FCA-regulated Key People: Ekmel Cilingir/Iana Dimitrova/Ozan Ozerk OpenPayd is the trading style of the FCA-regulated entities SettleGo Solutions Ltd and Ozan Limited, and the MFSA-regulated OpenPayd Financial Services Malta Limited. The fintech entrepreneur Ozan Ozerk founded the…
Read more
Key Data Trading Name: OpenPayd Legal Entity: OpenPayd Holdings Limited OpenPayd Financial Services Malta Limited Activities: Banking-as-a-Service platform Location: United Kingdom, Malta Regulations: FCA-regulated Key People: Ekmel Cilingir/Iana Dimitrova/Ozan Ozerk OpenPayd is the trading style of the FCA-regulated entities SettleGo Solutions Ltd and Ozan Limited, and the MFSA-regulated OpenPayd Financial Services Malta Limited. The fintech entrepreneur Ozan Ozerk founded the…
The full check
🪪LicenceLicensing & registrationNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
👥Who owns itOwnership & controlNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
🏦Where your money goesBanking & payment chainNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
⚖️Regulator actionsRegulatory actionsNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
📰News & reputationAdverse media & OSINTNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
💬Customer experienceCustomer conductNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
How we rate: methodology.
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Version history
- 2026-10-21 Insufficient data Listed, not yet assessed
Are you OpenPayd?
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