Radar / Bank
Allica Bank
Not yet re-assessed
Our verdict
Be careful (earlier rating)
Our earlier listing flagged concerns. A full re-check is pending.
What should I do?
- Check the licence yourself in the official register of the country where it operates.
- Start small – never send more than you can afford to lose.
- Keep screenshots of all payments and conversations.
Based on public sources at the date of review. Not a finding that the company acted unlawfully; the company can respond below.
About
Allica Bank (former Civilised Bank) is a UK-based fintech company that provides digital banking services to small and medium-sized businesses (SMEs). The company offers current accounts for business customers, transaction banking, overdrafts, currency exchange, investments, savings, and loans for SMEs, and plans to expand into retail banking, especially savings and investments. Today the company is controlled via three holding companies…
Read more
Allica Bank (former Civilised Bank) is a UK-based fintech company that provides digital banking services to small and medium-sized businesses (SMEs). The company offers current accounts for business customers, transaction banking, overdrafts, currency exchange, investments, savings, and loans for SMEs, and plans to expand into retail banking, especially savings and investments. Today the company is controlled via three holding companies…
The full check
🪪LicenceLicensing & registrationNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
👥Who owns itOwnership & controlNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
🏦Where your money goesBanking & payment chainNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
⚖️Regulator actionsRegulatory actionsNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
📰News & reputationAdverse media & OSINTNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
💬Customer experienceCustomer conductNot checked yet
This part is checked automatically from public sources when the profile is re-checked.
How we rate: methodology.
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Version history
- 2026-10-21 Insufficient data Listed, not yet assessed
Are you Allica Bank?
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