1. Overview & Brand

DigiPay.Guru is a global fintech solution provider offering advanced digital payment solutions to banks, fintechs, financial institutions, NBFCs, and businesses. Its flagship product suite, DG Bank, includes:

• Mobile Money

• Agency Banking

• International Remittance

• eKYC

• Prepaid Cards

• Merchant Acquiring

• Scan & Thru Payments

DigiPay.Guru helps clients build flexible, customizable, and future-proof digital platforms. Solutions are available as both “License Version” and “SaaS Model”.

2. Leadership & Team

• CEO: Rahul Patel – 17+ years of experience in payments and banking technology

• Head of Engineering: Nikunj Gundaniya – Key technical and strategic leadership

• Transparent team structure and LinkedIn presence of product engineers, consultants, and developers

3. Offering & Use Cases

DG Bank Suite provides:

• Wallets & mobile money apps

• Agent management and onboarding

• Real-time cross-border transfers

• Full-stack eKYC & AML

• Issuance and management of prepaid cards

• QR & Scan & Pay technology

Deployment Options:

• SaaS (Cloud)

• Licensed (On-Premise)

Use Cases:

• African mobile money deployments

• White-label solutions for financial institutions

• Agent networks in rural banking

4. Regulation, Compliance & Security

• Prepared for PCI DSS, ISO 27001, SOC 1 & 2, GDPR, PSD2

• Strong AML/KYC engine: biometric ID, OCR, selfie-match, watchlist screening

• Security infrastructure includes:

  • End-to-end encryption

  • Disaster recovery

  • Penetration testing

  • Transaction monitoring

5. Online Reputation & Reviews

Directory Listings:

• Tekpon: 8.5/10

• Capterra: 4.5/5 (2 reviews)

• Slashdot, SourceForge: Listed, no user feedback

Review Platforms:

• Trustpilot: 3.2/5 (only one old review from 5 years ago)

• PissedConsumer: 2.6/5 (some recent support-related complaints)

👉 Conclusion: Very limited real-world customer reviews, though technically well-reviewed.

6. News & Thought Leadership

• Active blog and product content on their website

• Regular updates via LinkedIn from team members

• No external media coverage or major client case studies published

7. Summary Table

8. Final Ratings

• Compliance & Security: ✅ GREEN

• Customer Trust & Visibility: ORANGE

9. Recommendation

DigiPay.Guru is a highly capable digital banking infrastructure provider with robust compliance foundations and an experienced team. However, due to limited independent reviews and external validation, businesses are advised to carry out proof-of-concept testing before full integration.

Best for:

• Emerging market banks and fintechs

• Institutions seeking licensed or SaaS digital banking stacks

• Regulated businesses looking for fast, customizable fintech launches

🏁 10. Overall Rating

🧮 Overall Score:

🟢 GREEN (Stable) – for compliance, technology, and deployment capability
⚠️ ORANGE (Limited) – for user trust and brand awareness

✅ Overall Rating:
🟢 Green / Orange – Recommended with due diligence