WiseAlt
Key Data
- Trading Name: WiseAlt
- Legal Entity: Luminerity OÜ
- Activities: Payment Solutions Provider
- Location: Estonia
- Regulations: unregulated
- Key People: Roman Koshel
WiseAlt positions itself as a global payment solutions provider, catering to a diverse range of industries, including high-risk sectors such as iGaming, betting, video games, dating, forex, and cryptocurrency. Their services encompass tailored payment methods for different regions, merchant account setup, technical integration for seamless payments on websites, support for multi-currency transactions, and secure payment processing. They offer a broad spectrum of payment methods, including traditional options like credit cards and bank transfers, as well as alternative methods like digital wallets and cryptocurrency payments.
Serving Industries
They serve high-risk businesses as well:
- Videogames
- iGaming/Betting
- Crypto
- Forex
- Dating
People
ChatGPT:
According to publicly accessible company registry information, Roman Koshel is listed as the direct owner of WiseAlt. This indicates that he plays a significant role in the strategic direction and operational management of the company. However, detailed information about his specific responsibilities within WiseAlt is currently not available.
Regulation
WiseAlt states that it operates in accordance with global compliance standards and emphasizes its commitment to data protection, including adherence to GDPR regulations. While the website does not publicly list specific licenses or regulatory approvals, this is not uncommon for newer companies in the fintech space. As always, businesses exploring a partnership are encouraged to conduct standard due diligence to ensure alignment with their own compliance requirements.
Online Reputation
WiseAlt’s online reputation appears to be mixed. While the company presents itself as a reliable payment solutions provider, external reviews and analyses have raised concerns. Scamadviser assigned a trust score of 62 out of 100, indicating potential risks associated with the website. Similarly, Scamdoc reported a very low trust score of 2%, citing the website’s recent creation and hidden ownership details as negative factors. These assessments suggest that potential clients should exercise due diligence and further investigate before engaging with WiseAlt.
✅ Conclusion & Rating
WiseAlt presents itself as an ambitious new player in the global payments industry, with a clear focus on high-risk sectors and a wide range of payment solutions. The company emphasizes compliance with international data protection standards and has taken steps toward transparency—most notably by registering a public profile on RateEx42. This move reflects positively on its willingness to be evaluated within the fintech ecosystem.
While the company is still young and lacks public details regarding licenses or leadership transparency, this is not uncommon for startups in their early stages. Caution and proper due diligence are always recommended, especially for businesses in regulated sectors. However, the proactive approach to visibility and transparency adds credibility to WiseAlt’s positioning.
Compliance Rating Summary
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Offering: ✅ Broad and tailored
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Regulation: ⚠️ Developing – early-stage transparency efforts noted
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Online Reputation: ⚠️ Mixed – limited history and conflicting trust scores
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People: ⚠️ Limited public info
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Customer Reviews: ❌ Mostly negative or lacking
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News: ⚠️ Internal updates only, no external coverage
Overall Compliance Rating: 3.5 / 5 – Promising but early-stage; due diligence recommended
